How to Transfer Colleges
People transfer colleges for many reasons: the major they want is not offered, the cost is too high, the campus is wrong, money or family circumstances have changed, or they simply want a fresh start. It is a common move, and done carefully it can lead to a better fit. Done hastily, it can cost credits, money and time. The process involves several offices, deadlines and decisions that need to line up. This guide walks through it in order, with the questions to ask and the traps to avoid.
Rules differ by country, institution and program, and they change. This guide is general information. Confirm details with the colleges involved and keep written records. It quotes no costs.
Step 1: Clarify why you want to transfer
Before you start, write down your reasons.
- Academic: your major is not available, the program is not strong enough or you need a different level of challenge.
- Financial: costs are unsustainable, or another college offers better aid.
- Personal: distance from family, homesickness, wellbeing or safety concerns.
- Social fit: you feel you do not belong.
- Career: another institution offers better internships, co-ops or connections.
- Practical: health, family responsibilities or changing circumstances.
Then ask whether a transfer is the best solution. Sometimes the problem can be addressed by changing your major, joining different groups, getting academic or counseling support or adjusting your housing. If after reflection you still want to move, proceed.
Talk to someone you trust, such as an adviser, mentor or family member. Do not decide in a moment of crisis if you can help it, but also do not suffer if you are unsafe or unwell. If your wellbeing is at risk, seek support right away.
Step 2: Research options
- List criteria: program quality, cost, location, size, culture, support services, transfer-friendliness and career outcomes.
- Create a shortlist of institutions, including a realistic option.
- Read transfer admission pages for each: eligibility, credit minimums, grade requirements, deadlines, essays and fees.
- Look at transfer student statistics, such as how many transfer students are admitted, and how they fare.
- Check programs and capacity. Some majors have limited places and extra requirements for transfers.
- Visit if you can, or use virtual tours. See our education section on choosing a college.
- Talk to current transfer students about their experience.
If you are moving from a community college, see In Canada, see
Step 3: Check credit transfer carefully
Credits are the biggest risk.
- Ask each target university how your courses will be treated: as equivalent to specific courses, as general electives or not at all.
- Request an unofficial credit evaluation or degree audit before you apply or accept, if offered.
- Provide syllabi and course descriptions to support your case.
- Check grade requirements. Many universities accept transfer credits only with a minimum grade.
- Understand limits on the number of transferable credits.
- Check residency requirements for the degree.
- Check how long your degree will take at the new institution.
- Learn how the GPA works. Some institutions do not carry over your previous grade point average.
- Plan for gaps: required courses you will need to take.
- Get everything in writing, and save emails.
If key credits will not count, compare the cost of lost time with the benefits of moving.
Step 4: Meet advisers
- Your current adviser can explain your options, remaining requirements and effects of leaving. Ask about transcripts and withdrawal procedures.
- The target university's transfer adviser can explain admission and credit evaluation.
- The major department can discuss prerequisites and sequences.
- The financial aid office at both institutions can explain aid transfers.
- The international student office, if relevant, can explain visa implications.
- The registrar can explain records and holds.
Prepare questions, take notes and follow up in writing.
Step 5: Prepare and submit applications
- Check the application platform and any transfer-specific forms.
- Request official transcripts from all institutions attended. Allow time for processing.
- Write essays that explain your reasons honestly and positively, focusing on what you want in your new institution and what you have learned. Avoid criticizing your current college harshly. Our education section on applying explains essays.
- Request recommendations from instructors who know your work. Give them time and information.
- Gather other materials: résumé, activity lists, portfolios and test scores if required.
- Pay fees or request waivers.
- Meet deadlines and confirm that everything is received.
- Keep copies of everything you submit.
- Apply to more than one institution and include a safe choice.
- Be honest. Disclose all institutions attended. Omissions can lead to rescinded offers.
Step 6: Money, housing and logistics
Financial aid and scholarships
- Check aid deadlines, which may differ from admission deadlines. Complete required forms for each institution.
- Compare offers. Look at net cost after grants and scholarships, not just sticker price.
- Ask about transfer scholarships.
- Understand how your aid at your current college is affected by leaving: loans, grants and satisfactory progress rules.
- Be careful with loans. Our banking and credit section and student loan repayment basics guide explain.
- Watch for scams that charge for transfer or aid help.
Housing
- Apply early for on-campus housing, which may be limited for transfers.
- Consider off-campus options carefully. Our housing guides explain leases and rental scams.
- Check your existing housing contract for termination rules and fees.
Other logistics
- Notify relevant offices at your current institution about your departure: registrar, housing, financial aid, library, health services and the international office.
- Settle any balances that could block transcripts.
- Arrange health insurance and records.
- Plan travel and moving. Our dorm tech essentials guide and what to pack for college may help.
Visas and international students
If you hold a student visa, transferring usually requires specific steps, such as updating records with immigration authorities through your institution and timing the transfer correctly. Mistakes can jeopardize your status. Talk to your international student office at both institutions before you act.
Step 7: Finish well and settle in
Before you leave
- Keep your grades up. Offers may depend on final results.
- Complete or withdraw from courses properly to avoid failures or penalties.
- Send final transcripts.
- Say goodbye to instructors and friends, and stay in touch with those who helped you.
- Back up your files and records.
- Update your email and accounts. Your old university email may close.
After you arrive
- Attend transfer orientation.
- Meet your adviser and confirm your degree plan.
- Register for classes carefully, noting prerequisites.
- Join clubs and communities early.
- Find academic support, tutoring and career services. Our first-year guides on campus resources most students miss list services.
- Look after your wellbeing. Adjustment can take time. Seek support if you struggle.
- Revisit your plan after a term and adjust.
If your plan changes
Sometimes you are admitted somewhere but the credit evaluation is disappointing, the aid is insufficient or circumstances change. You can decline offers, defer if allowed or stay where you are. Do not feel pressured to accept an offer that does not work. If you are leaving college altogether, see
Common mistakes
- Transferring without a credit evaluation.
- Missing aid deadlines.
- Not telling your current college properly.
- Ignoring visa implications.
- Letting grades slip in the final term.
- Applying to only one place.
- Expecting a perfect fresh start.
A quick checklist
- Do I know exactly why I want to transfer and have I considered alternatives?
- Have I researched requirements, credit policies and deadlines?
- Do I have written credit evaluations and aid estimates?
- Have I handled visa, housing and logistics?
- Do I have a plan for settling in and support?
Final thoughts
A transfer can solve real problems when it is well planned. Be clear about your reasons, check credits and costs in writing, meet advisers, apply carefully and handle the logistics. Finish your current term well and take advantage of orientation and support at the new place. Careful steps now will help you get more from the move.
Clarify why you want to transfer
Write down your reasons, such as cost, major, location, wellbeing, fit or opportunities. Check whether talking to advisers, changing majors or getting support at your current college could solve the problem.
Research options
List universities that offer your major, suit your budget and have transfer-friendly policies. Read transfer admission pages, credit policies, aid information and deadlines.
Check credit transfer
Ask each target how your courses will be evaluated. Request an unofficial evaluation or degree audit and keep your syllabi.
Meet advisers
Speak to advisers at your current and target colleges. Confirm requirements, timelines and any impacts on your standing, aid or visa.
Prepare and submit applications
Gather transcripts, essays, recommendations and forms, meet deadlines and confirm receipt.
Sort out money, housing and logistics
Apply for aid and scholarships, compare offers, plan housing, notify offices that need to know and handle visa steps if relevant.
Finish well and settle in
Keep grades up, send final transcripts, close out your old college properly and use orientation and support services at the new one.
Frequently asked questions
Will I lose credits if I transfer?
Sometimes. Credit acceptance varies by institution and course. Get evaluations in writing before you commit.
When is the best time to transfer?
Often at the end of a term or year, but timing depends on application deadlines, credit sequences and your circumstances.
Does transferring hurt my chances of finishing?
It can delay graduation if credits do not transfer, but careful planning often prevents this.
Can I transfer with poor grades?
Some universities consider applicants with lower grades, but options narrow. Talk to admissions and consider improving grades first.
Do I have to tell my current college?
Usually yes, and there may be steps for withdrawal, transcripts and aid. Follow the proper procedures.